the complete money kit · $39 · one-time
Everything we make, one download, nine dollars off.
Both flagship spreadsheets plus two tools that only exist in the kit. If you're going to fix the whole picture — paychecks, bills, debt, savings, the annual look-in-the-mirror — this is the cheaper way to do it.
Instant download · light + dark editions of both flagships · 30-day guarantee
What's inside.
The Payday System
The 8-tab paycheck budget: bill calendar, safe-to-spend dashboard, spending log, savings goals, debt, net worth. The one you'll open every payday.
Debt Payoff Toolkit
Snowball vs avalanche with your real numbers — payoff order, rollover math, debt-free dates, and what your choice costs in interest.
Couples Paycheck Planner
Two incomes on one timeline, per-person summaries, and a Fair Split tab that suggests income-proportional shares of joint costs — the equal-feeling way to share a household.
Annual Money Reset
A once-a-year honest hour: where last year's money actually went, three goals for the next one, and a sinking-funds number that makes December cheap.
Fair questions.
I already bought the Payday System — can I upgrade?
Email [email protected] with your receipt and we'll send you a link to get the kit for the difference. Nobody pays twice for the same sheet.
Can we use one kit as a couple?
Yes — a purchase covers your household. The Couples Planner exists precisely for that.
Why is the bundle only $9 cheaper?
Because the parts are honestly priced to begin with. The kit's real sweetener is the two tools you can't buy separately.